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Banks, which measures the credit worthiness with the help of the customer sms content and battery, according to digitalsjef in Skandiabanken, Christoffer Hernæs, soon be reality.
It writes the imf in its paper version.
This type of use of your personal information is really one of the areas of the banking sector may be challenged going forward, Christoffer Hernæs, fintech expert, and when the digitalsjef in Skandiabanken, to the newspaper.
He believes that online banks about seven years will be considered as out of date as to go to the bank with the deposit, and is not concerned about user privacy.
Information about users ‘ personal lives, friends, family, and activity on the internet and telephone will be analyzed to assess creditworthiness, insurance and the setting of interest rates.
It has been proven time and time again is that the customer always has a choice. Convenience always wins. You’re delivering a superb user experience users agree pretty much, ” he says.
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